Max 401k Contribution 2024 Employer Match. For example, say you maxed out 401 (k) contributions in 2024 and your employer matched, that would only bring you to $46,000. The 401 (k) contribution limit for 2024 is $23,000.

Note that any employer match doesn’t count toward an individual’s 401 (k) annual contribution limit ($23,000 in 2024 or $30,500 for those 50 and up). The employer’s 401(k) maximum contribution limit is much more liberal.